ALL OTHER STATES: You may qualify for a 60-day Special Enrollment Period (SEP) if you've recently lost (or will soon lose) your employer-based healthcare coverage, or if you've experienced other Qualifying Life Events (QLE) such as getting marrinew yorked/divorced, moving, giving birth/adopting a child, getting out of prison, turning 26 etc. For these SEPs you may have to provide documentation to verify your QLE. Visit HealthCare.Gov or your state's ACA exchange website for details on the process.
Back on March 10th, Washington State, which was one of the first states hit hard by the coronavirus pandemic, was also the first state with their own full ACA exchange to announce a Special Enrollment Period specifically in response to the crisis. It originally was scheduled to last about a month, with a deadline to #GetCovered of April 8th.
Washington Healthplanfinder Extends Current Special Enrollment Period, Gives Extra Month for Uninsured to Secure Health Coverage
In response to the ongoing Coronavirus (COVID-19) situation in Washington state, the Washington Health Benefit Exchange (Exchange) today announced it is extending the current special enrollment period for individuals who are uninsured.
Washington Healthplanfinder Sees More Than 212,000 Sign Ups During 2020 Open Enrollment Period
Washington Health Benefit Exchange (Exchange) today announced more than 212,000 customers selected a 2020 health plan through Washington Healthplanfinder, the state’s online health insurance marketplace. The total number was slightly lower, 3.8 percent, than the nearly 221,000 selections last year.
Washington Healthplanfinder Reminds Customers to Make First Premium Payment
Payment options available online and by phone or mail through insurance companies.
Washington Health Benefit Exchange (Exchange) is reminding customers who selected a plan during 2020 open enrollment to make the first month’s premium payment to their health insurance company.
“It is critical that customers make their first premium payment associated with their 2020 health insurance coverage,” said Pam MacEwan, chief executive officer at the Exchange. “This simple action will prevent unintended loss of health coverage or delays in accessing care in the new year.”
OK, this is about as obscure of an "announcement" as I can imagine: Per a heads up from Louise Norris, if you visit the Washington HealthPlan Finder website this morning, there's a simple message at the top reading:
There's still time to get covered. Sign up by Dec. 30 to get coverage that starts Feb 1st.
That's it. There's no link to a press release, there's nothing in their "news announcements" archive, and as of this writing there's no tweet from their Twitter account announcing it...just that simple text message.
I'll update if/when there's a formal announcement, but until then...it appears that Washington State residents do indeed have another 16 days to #GetCovered after all, even if they'll face a one-month gap in coverage.
Still need to sign up in a health plan? You're in luck!
Enroll in a plan from now through Dec. 30 at 8pm to receive coverage starting Feb. 1, 2020. #GetCoveredWA
Washington Health Benefit Exchange Issues Statement on Approval of Cascade Care Plan Designs
Washington Health Benefit Exchange (Exchange) board approved the design for Cascade Care plans today. Cascade Care plans are qualified health plans that have a standard health benefit design across health insurance carriers making it easier to understand and offer more value for Washington Healthplanfinder consumers.
Today, Pam MacEwan, CEO of the Washington Health Benefit Exchange, and Ron Sims, the Exchange’s Board Chair, issued the following statement regarding the approval of the designs as a step in implementing Senate Bill 5526 (Cascade Care):
Washington Healthplanfinder Urges Customers to Act Fast for Jan. 1 Coverage
The Washington Health Benefit Exchange (Exchange) today is warning customers without 2020 coverage that Sunday, Dec. 15 at 11:59 p.m. is the deadline to sign up for health and dental plans through Washington Healthplanfinder that begin on Jan. 1.
Since the open enrollment period began, more than 187,000 Washingtonians have already selected 2020 Qualified Health Plans (QHP) using Washington Healthplanfinder, including around 15,000 residents who signed up for health coverage over the past week. With traffic to wahealthplanfinder.org expected to continue rising, customers needing 2020 coverage are directed to submit an application and lock in their plan selection immediately to avoid any potential delays.
Back in late October, a few days before the launch of the 2020 Open Enrollment Period, I issued a warning to ACA exchange enrollees who may have been benefiting from the "Silver Loading" premium pricing strategy for in 2018 and/or 2019 that the enhanced subsidies they've been taking advantage of for two years are likely going to be reversed for 2020:
What happens next year if the benchmark Silver plan drops by 4%...but the Bronze, Gold, and the OTHER Silver plans stay flat?
Washington Healthplanfinder Ready for Start of 2020 Open Enrollment
More health plans, new health insurance carriers, and lower premiums available in most counties
Washington Health Benefit Exchange (Exchange) announced today the start of the 2020 open enrollment period that will feature more plan options and the potential for lower premiums for the majority of customers.
Now through December 15, Washingtonians seeking health insurance plans for themselves and their families can visit Washington Healthplanfinder to review and enroll in coverage. This year customers will find a total of 66 qualified health plans (QHP) from nine insurance providers – a 65 percent increase in QHPs from the 40 plans available last year. And, for the first time ever, a bronze plan offering will be available in every county in the state.
But that's not all! In addition to the actual 2018 MLR rebates, I've gone one step further and have taken an early crack at trying to figure out what 2019 MLR rebates might end up looking like next year (for the Individual Market only). In order to do this, I had to make several very large assumptions:
Thirteen health insurers request record-low increase of less than 1%; Two new insurers join individual market in 2020
June 3, 2019
OLYMPIA, Wash. – Thirteen health insurers filed a record-low average proposed rate increase of 0.96% for the 2020 individual health insurance market. Also, two new insurers — PacificSource Health Plans and Providence Health Plan — are joining Washington’s market next year.
All 39 counties will have at least one insurer selling inside the Exchange, Washington Healthplanfinder.